Time & Tide Wait for None...
You are entitled to a good Loan Today! Avail it now with less EMI.
While Your Loan eligibility reduces every day, your EMI increases daily !!
Dont Regret Later!!!
Use the Loan Calculators provided in the Menu above to assess your eligibility
The Key to your own dream Apna Ghar is in your hands and wisdom...
Humara Apna Ghar...

The longer time you have to repay your loan, the smaller amount you have to pay every month as an EMI. So, use the calculators provided above to calculate how much loan you can get and what is the EMI you have to pay.

If you take a loan when you have got very little service left, you will get a very small amount of loan. That is because the repayment period is less and the EMI is high.

Banks give loan where the value of EMI per month is 50% of your Net Pay. They do this to ensure that you have enough money to run your day to day expenditure.

You are lucky to get getting a Free Home, Rations, Clothing, Medical Facilities and Leave Travel. You also get concessional items in CSD, school education for your children and a host of other facilities.

Therefore, your Group Insurance (AGIF / AFGIS / NGIf) gives Loans based on EMI as high as 75% of Net Pay. You must avail this early in your service so that the EMI value is less. Use the calculators above to understand its implications with various permutations and combinations as your service increases...

Those who retire without a home can tell you how miserable they are with high rent punching a thick hole in their retirement benefits. So, you must be prepared and avail loan and buy a home well before you retire...